Euroffers is the first European online tool that puts the primary market within the individual investor’s reach. The primary market is the one that companies turn to when they issue shares or bonds to sell directly to investors before they go public. Thanks to Euroffers, any investor, whether retail or professional, can access these offerings.

You only need to register on the tool. In order to do that, you should have a legal identification document (ID, passport …), validate your investment profile (convenience test) and fill in the KYC form. In addition, you will need a bank account and a securities account.

No, you only need a bank account and a securities account in a European bank to operate with Euroffers.

Yes, because the stocks you buy will be deposited into your securities account.

A securities account works in a similar way to a deposit account. The main difference is that it contains stocks instead of money.

Euroffers provides investors with a convenience test, so that they can know first-hand if the offering to which they are going to subscribe is appropriate to their investment profile, as established by the MiFID Directive.

There are certain deadlines to cancel the request. All the specific conditions of each offering are included in a document that can be downloaded from the website. In this document you will find the deadlines and the ways to proceed that apply in each case.

No.

No. It is an individual subscription, since only the person whose identity matches the associated securities account can subscribe. In an institutional subscription, however, all those persons who have the power to act on behalf of the company may subscribe.

There is not a pre-defined minimum investment, although the issuer can set a minimum amount in each offer.

Euroffers supports stocks and bonds of European companies.

They are completely different assets. Stocks are shares in the capital of a corporation, in such a way that shareholders become partners of the company. The bonds, on the other hand, are debt obligations, through which the company undertakes to return the amount established in the bond plus a fixed amount of interest at the end of certain periods. Hence, bonds are regarded as fixed income, while stocks are considered variable income, since the company can decide whether it will distribute dividends among shareholders based on the company’s performance. Generally, bonds are considered safer, although their profitability is lower, while stocks may become more profitable although exposing to a greater risk.

You will be notified of the events related to the offering via mail, in addition to being permanently updated on our website. Also, you have a private user area where you can check the updated status of your subscription request.

In that case, a bank transfer will be made to your account with the amount not spent.

Euroffers belongs to Solventis Group. Solventis is an independent financial group registered with the Spanish Securities Authorities (CNMV) with the number 244. Solventis is enabled for the free provision of its services in Austria, Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, Norway, Netherlands (Holland), Poland, Portugal, United Kingdom and Sweden.

Yes, there is a customer service to answer all the questions and solve all the issues that may arise both to the issuer and the investor. Tel. 93 200 95 78 E-mail: atencioncliente@solventis.es

When the owner of a large number of shares of a company decides to sell them, he resorts to a type of operation called offer for sale (OFS). OFSs are strictly regulated transactions which take place outside the stock market although the company is listed on the stock market.

A company launches an IPO (Initial Public Offering) when it has not previously quoted on any market. An IPO is the first step for the company to go public, that is, for the shares of that company to begin trading on the stock market.

Just before the IPO, there is a pre-IPO placement, which is a sale of large packages of shares to private investors, especially institutional investors, private equity or investment funds. The price of the shares in this prior placement is usually lower than the reference price for the IPO.

When the company begins to quote on the stock market, its shares use this reference price, although this price is not guaranteed -its value will depend on the existing demand in the market. The higher the demand, the higher the price will increase.

Therefore, in some cases, in order to prevent investors from immediately selling the shares they have bought and to prevent the price from falling, they sign a lock-up commitment, so that they are committed to keep their shares for a certain period of time.

An offer for sale and an offer for subscription differ in the shares that are offered: in the offer for sale shares already exist, while in an offer for subscription new shares are issued after a capital increase.

Crowdfunding usually involves an offering of securities or loans for the financing of a business project. The main difference with the offerings on Euroffers is that its aim is not for the company to go public. But the fact that a company is listed on the stock market brings a series of advantages for the investor. One of them is greater liquidity, that is, the capacity for the investor to easily sell his shares when he decides to. In addition, listed companies are subject to a series of regulations and a higher level of transparency, so it is guaranteed that they are consolidated companies.

The main difference is the level of protection they are entitled to, which has to do with their level of knowledge and experience as investors. Retail investors are less able to judge the risk of different financial products, so they usually resort to financial intermediaries and authorities guarantee them greater protection.

Of course, once the shares you have bought on Euroffers are deposited into your account, you can sell them through your broker. EUROFFERS is not a tool for trading in the stock market or secondary market: its aim is to purchase assets in the primary market. In some IPOs, shareholders can sign a lock-up commitment, whereby they commit to keep their shares and to not sell them for a specified period of time.

Anyway, you will be able to sell all those products that are listed.

You can access all the operations on our tool from the following European countries: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, United Kingdom and Sweden.